Georgia Uninsured Motorist Law
There have been recent changes in Georgia's uninsured motorist law that you should know about. Most of us worry about being in an car accident with an uninsured or underinsured motorist, well a new option in coverage is now available to you. In fact, unless you reject it in writing, you will automatically have the new coverage as long as you already pay for uninsured motorist coverage.
Under the old law, if your uninsured motorist coverage was $100,000 and the at-fault driver's coverage was $25,000 then you had to subtract the coverage available from the at-fault driver from your coverage leaving a total, in this example, of $75,000 in uninsured motorist coverage that you could claim from your own $100,000 policy.
Under the new law, you can stack the coverage, so you add your $100,000 coverage to the at-fault driver's $25,000 and you now have $125,000 in coverage, including your entire $100,000 policy available to you.
Check out the resources below and then call your insurance agent with any questions you have about your uninsured motorist coverage.
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